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Despite these reforms, wage loan providers remained the option that is only to the majority of low earnings families, have been considered bad credit dangers.

Despite these reforms, wage loan providers remained the option that is only to the majority of low earnings families, have been considered bad credit dangers. After considering both the procedural and substantive aspects of unconscionability, *1376 I conclude that enforcing the arbitration clause within the agreements plus the arbitration contract from the payday customers would […]